• Residential, Buy to Let & Commercial options
  • Good & bad credit scores accepted
  • Debt consolidation
  • Competitive rates
  • Fast completions

Step 1: Choose your loan amount

Loan Amount:
Possible Monthly Repayments:

Step 2

*This is based on a rate of 5% and a 20 year term monthly payments may be more or less depending on criteria




Let us find the best deal for you


Sign and return forms


Receive your money

Welcome to Affordable Home Loans - Secured Loan Broker

Affordable Home Loans is a fresh thinking Secured Loan Broker with access to all major lenders for secured lending. We all know how hard it can be getting the loan you need that is why we are here to make sure you get what you want.

At affordable home loans we specialise in finding you the best rates for your secured loan with rates as low as 3.84%. We ensure that you will be offered the cheapest rate for your loan as well as be assigned a friendly and always contactable advisor to guide you through the process. Just explain why you require a loan and we will find something to suit you at the best possible rate.

You can get the following benefits from secured loans:

  • Self-employed with a minimum 6 months trading history.
  • Fixed, tracker & variable rate options.
  • Any purpose accepted, including business use and to clear a tax bill.
  • CCJ's, mortgage arrears accepted and even ignored if over 12 months.
  • Tax credits and surplus rental income can be used in affordability checks.
  • Fully qualified advisors.
  • No age restrictions.


Possible Loan to value


Lowest rates

2 Weeks

Completion can be as fast as this


You can still qualify for a loaninto retirement age

3-30 Years

Long and short terms avalible

A second charge loan can be a cost effective alternative to re-mortgaging, especially if you have one of the following:

  • You fail on your current lenders affordability
  • Your current mortgage has a very low interest rate
  • You need higher income multiples
  • Your credit history has changed since you have taken out your existing mortgage
  • Your current mortgage is on interest only and your lender will only allow a further advance only if you convert the whole mortgage to repayment
  • Early redemption charges or any other reason that would make it expensive or not practical for you to redeem your current mortgage.
second charge

We can raise money on residential, buy to let and even commercial properties.

raise image

Since the introduction of more stringent stress tests on rental properties people are finding it increasingly difficult to raise money on their buy to let properties. Money can be raised for any personal reasons such as debt consolidation, home improvements, holidays, cars and school fees. You can also raise money for clearing tax bills, most business purposes and assisting with investment property purchases. Loan sizes range from £10,000 - £1m+ and rates start from just 3.84% which is why a second charge loan should always be considered alongside any capital raising requirements.

If you are looking for a secured loan broker, then look no further as we are the perfect company for you. Here at Affordable Home Loans we pride ourself on helping individuals and companies achieve there dream residence, we are committed to do all the every step of the way. Call us today 020 8530 6999 to speak to one of our specialists.


020 8530 6999

The guidance and/or advice contained within the website are subject to the UK regulatory regime and are therefore primarily targeted to customers in the UK.
To visit the FCA consumer website - The Money Advice Service – please click here
To verify our status with the FCA, click here and key in our FCA number: 523161
Authorised and Regulated by the Financial Conduct Authority (FCA).
Registered in England & Wales Company No. 06832347
Registered Office: 19-20 Bourne Court, Southend Road, Woodford Green, Essex, IG8 8HD

Debt Consolidation Secured Loans