- Residential, Buy to Let & Commercial options
- Good & bad credit scores accepted
- Debt consolidation
- Competitive rates
- Fast completions
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*This is based on a rate of 5% and a 20 year term monthly payments may be more or less depending on criteria
Commercial Secured Loans
Do you want to fund expansion, improve your cash flow, or clear business debts? We may be what you have been looking for.
We offer commercial financial solutions for our clients for all different situations.
What is a secured commercial/business loan?This is a loan that is secured by the assets owned by your business. Examples of assets typically used for this type of loan are commercial property, vehicles, or, machinery.
A secured business loan can also be ideal for business owners who do not want to give a personal guarantee as the loan is secured by the assets. This means that if your business cannot repay the loan, the lender has the right to sell the asset to get their money back. However by using an asset to secure a loan there are advantages to other lending options:
- Often cheaper
- Larger loan amounts
- Longer repayment periods
- Lower repayments
- Poor credit rating can still be accepted.
We are here to help
Business finance doesn't need to be daunting. At Affordable Home Loans, our commercial department are concentrated on helping you get the finance you need and make business loans simple. Many business owners find that their current bankers will not help them raise the funds, which puts a hold on expansion and progression. With our teams wealth of experience in commercial lending we are here to offer help when you are struggling to find the loan you need.
Why a business loan?
A solution for all commercial lending needs.
Below are different reasons for why people take out business loans .
- Boost your cash flow
- Pay a tax bill
- Refurbishment of business premises
- Acquisition of a new premises
- Business growth - through marketing, hiring of new staff or purchasing of new equipment
A secured business loan may be what you have been looking for.
We understand every situation is different, and with many options available for a business loan we can help you find what is best you.
- Fast completions
- Affordable rates on small and large loans
- Repayment periods to suit you
- Interest only and repayment options
- Bad credit, CCJs and defaults accepted (even within the last 12 months)
- First and second charge business loans offered