• Residential, Buy to Let & Commercial options
  • Good & bad credit scores accepted
  • Debt consolidation
  • Competitive rates
  • Fast completions

Step 1: Choose your loan amount

Loan Amount:
Possible Monthly Repayments:

Step 2

*This is based on a rate of 5% and a 20 year term monthly payments may be more or less depending on criteria


Secured Loans For Bad Credit

It would be great to live in a world where everyone is able to boast about their fantastic credit rating, but the frustrating truth is that one small slip up can make a big dent in how you're viewed by financial organisations, and that dent can take some time to repair, even if you never make another financial mistake again.

At Affordable Home Loans, we understand that everyone makes mistakes, and we don't think that you should be penalised for something which has happened in your past.

One popular and well known way of obtaining a loan if you're unfortunate enough to have a bad credit history or poor credit rating is to take out a secured loan. This kind of loan is available to homeowners, who have something significant of value - a home.

With a secured loan, the loan is guaranteed - by your home. Should you fail to repay your loan, something called a "Charge" is placed on your property, meaning that if your home is sold, the lender will still get their money back, as the amount owed will be subtracted from any profit you make from the sale. This is why they're sometimes called homeowner loans, or secured charge loans. Because there's guaranteed security on the loan, lenders feel much happier to offer secured loans to someone with a less than perfect credit history.

With a secured loan, you can borrow what you need without worrying too much about your credit score. Your home provides all the security your lender needs. This can be really important if, for whatever reason, you might find it difficult to get a regular or unsecured loan from your bank or building society.

Your credit rating might not be perfect, but at Affordable Home Loans, we're sure we've got the perfect solution for you. You can get bad credit secured loans and secured loans for bad credit. If you're a homeowner, get in touch with us, and find out how you can get the loan you need at a rate which you won't find anywhere else.


020 8530 6999

The guidance and/or advice contained within the website are subject to the UK regulatory regime and are therefore primarily targeted to customers in the UK.
To visit the FCA consumer website - The Money Advice Service – please click here
To verify our status with the FCA, click here and key in our FCA number: 523161
Authorised and Regulated by the Financial Conduct Authority (FCA).
Registered in England & Wales Company No. 06832347
Registered Office: 19-20 Bourne Court, Southend Road, Woodford Green, Essex, IG8 8HD

Debt Consolidation Secured Loans